Refer & Win – T&C

Vision Technologies – Refer & Win

Refer and Win Concert Tickets Giveaway (“Contest”) is organised by Vision Technologies Pte Ltd, (the “Organiser” shall refer to Vision Technologies Pte Ltd). By entering this Contest, you agree to be bound by and comply with these terms and conditions.

1. Contest Period

This Contest will commence on 19th September 2022 at 5:00 PM and end on Sunday, 21st October 2022, at 5:00 PM (“Contest Period”).

2. Contest Submission Steps (“Contest Submission”)

To participate in this Contest, the Participant must complete ALL the following steps within the Contest Period:

  • Refer FinStyle App to as many as possible with your unique link

3. User Eligibility

This contest is open to all individuals (“Participant”) who are:

  1. Citizens or permanent residents of Singapore who hold a valid National Registration Identification Card (NRIC) number or Valid Work Pass Holders, and
  2. at least 21 years old.

The following individuals are not eligible to participate in this Contest:

  1. Permanent and/or contract employees of the Organiser (and its affiliates) and their immediate family members (their parents, spouses, children, siblings, and their respective spouses); and
  2. Representatives and/or agents (including advertising agents and contest management agents) of the Organiser and their immediate family members (their parents, spouses, children, siblings, and their respective spouses).

4. Mechanics of the Contest and Prizes

  1. All entries must be submitted during the Contest Period.
  2. Only Participants who have completed ALL steps stated in Contest Submission will qualify and be shortlisted by the Organiser.
  3. The shortlisted Participant (“Winner”) stands a chance to win a pair of live concert tickets (Worth S$588) from a local artiste (“Prize”).
  4. The Organiser will announce the Winner of this Contest on the week of 24th – 28th October 2022 (“Announcement Date”) by publishing Winner’s name on Finstyle’s Facebook Page.
  5. If the Winner does not respond within SEVEN (7) days from the date of the announcement, the Winner will be disqualified and have the Prize forfeited. The Organiser will not entertain any correspondence from disqualified parties.
  6. The Organiser will provide details of how to and when they will receive the Prize to the Winner.

5. Important Terms & Conditions

  1. The Organiser reserves the right to substitute the Prize with an alternative item of equivalent value without prior notice.
  2. The Organiser at its sole discretion determines every aspect of the Contest, including but not limited to the Winner and Prize. All decisions made by the Organiser in connection with this Contest (including the interpretation of terms and conditions) shall be final and binding on all parties. No appeal will be entertained. The Organiser has the right and discretion to determine whether the Winner has met all the requirements of the Contest to receive the Prize.
  3. The Prize is not exchangeable for cash, non-transferable, and not replaceable if stolen, lost or damaged once it has been claimed.
  4. The Organiser is not responsible for any loss, damage, delay, tampering, theft or modification of the prize once it has been claimed.
  5. The Organiser will not be held liable for non-receipt of the Prize or any damage caused during the delivery process of the Prizes and the Organiser will be under no obligation to replace the Prize or compensate the winner. No replacement and/or exchange of Prize will be entertained.
  6. The Prize is issued by third-party merchants. The Organiser is not an agent of the merchants, as such will not be liable or responsible for any errors, omissions or non-performance of the merchants. Neither will the Organiser be responsible for any injury, loss or damage suffered as a result or in connection with the use of the Prize.
  7. Each Participant and the Winner:
  • consent to the use of the materials in their contest entry, their names and/or photographs as materials for the purposes of advertising, trade and/or publicity without any compensation;
  • agrees that the Organiser shall not be responsible and no claim relating to any losses or injuries shall be asserted against the Organiser for any and all losses, damages, rights, claims and actions of any kind resulting from the Contest and acceptance or usage of any prize, including without limitation to personal injuries, death or property damage; and
  • warrants and represents that the content posted in the comment section of the contest post will not infringe the intellectual property, privacy, or any other rights of the third party. Any infringement of such will be solely on their own responsibility. To indemnify organiser at all times hold harmless and all of its affiliates, officers, employees, agents, servants and representatives from and against any loss, liability, claims, charges, damages, demands, cost or expenses suffered or incurred by any of them as a result of a breach of infringement or, where applicable.
  1. By participating in this Contest, each Participant and the Winner consents under the Personal Data Protection Act (No. 26 of 2012) (“Act”) to the collection, use, and disclosure of personal data by/to the Organiser and such other third parties as the Organiser may reasonably consider necessary for the purpose of the Contest and confirm that they agree to be bound by FinStyle Terms of use, as may be amended, supplemented and/or substituted by the Organizers from time to time, a copy of which can be found on
  2. By participating in this Contest, each Participant and the Winner consent to a representative/3rd Party partners of Vision Technologies Pte Ltd to contact them (even though their telephone number is already registered on the National Do Not Call Registry) for marketing purposes, and provide them with marketing, advertising and promotional information, materials and/or documents relating to products and services marketed by 3rd Party Partners of Vision Technologies Pte Ltd. The consent provided is in addition to and does not supersede, vary or nullify any consent which they may have provided previously in respect of the above purposes unless their consent is withdrawn. Each Participant and the Winner confirm that they are the user and/or subscriber of the telephone number or email provided by the Participant.
  3. The Organiser may vary these Terms and Conditions or withdraw, terminate, or suspend the Contest at any time without prior notice or liability to any party.
  4. The terms and conditions herein contained shall be governed by and construed in accordance with the laws of Singapore.
  5. This Contest is in no way sponsored, endorsed or administered by, or associated with Facebook.

For more information or enquiries, please contact us from Mondays to Fridays, 9:00 am to 6:00 pm via [email protected]

6. Updates

We reserve the right to amend these Terms at our sole and absolute discretion from time to time. By continuing to use and access the App, you hereby agree to be bound by the terms of such amended Terms.

Last updated:  19 September 2022